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Tips for Downsizing to Prepare for Retirement or a New Home
Planning for early retirement can be overwhelming, and while figuring out what you need to downsize into a retirement golf community can be a lot of work, the long term benefits of relocating to a home in Arizona is worth the planning.
                                          

Sometimes bigger isn't always better. As the years go by and the kids move away, your home can start to feel like a storage unit of good memories and clutter. As you approach the possibilities of early retirement think about what’s important to you and ultimately where do you see yourself living. The steps to downsizing your home and relocating to a retirement community can be overwhelming. If you find your material possessions to be holding you back into early retirement, this might be a sign that you're ready to downsize your home.   

Here's a quick guide to start slimming down your home today: 

1. Declutter: Whether you consider downsizing or relocating into a retirement community, start small and purge what you don’t need. Start with something simple like the countertop, then take one closet at a time until you feel you’ve narrowed down the items that you need. Don't stop until you've filled several boxes of items to donate to a local charity with the "stuff" that clutters homes and minds alike. Decluttering is a great first step in downsizing your home and evaluating your main needs.
 
2. Evaluate Your Needs: What do you love most about where you live? What do you desire in a climate? What activities spur your interest? Do those pastimes come with locational limitations? What size home will suit you in 5, 10, 20 years? If your desires include an active lifestyle, you might consider homes in Arizona to take advantage of golf communities and beautiful weather. If you know what you want, you're more likely to get it, so start thinking about it now.    

3. Make a Plan: Early retirement is one of the most popular reasons people decide to downsize.  Whatever your goal is, make a plan. Write it down, share it with family and friends, and put it into action.  

4. Focus on the Future: Ask your financial planner how you can put your dreams into reality and what you can be doing now to reach them. Don't accumulate reasons why it won't, can't, or shouldn't happen.   

Whether you're looking to permanently or seasonally relocate, or just ease the stress of maintaining a house too large for your needs, now is the time to take the first step toward your future. Contact us today to learn more about why planning your early retirement or a new home in a golf community is something you should be thinking about.